If you own your own business or have other business needs, the Citi Professional Cash Card is a great option. Earn 3% cash back at restaurants, gas stations, office supply stores and on auto rentals, plus 1% cash back on all other purchases. Close the browser window and a pop-up should appear offering the free 10,000 points = $100 gift card!

Also take advantage of the 24/7 personal business assistant to arrange dining, travel and entertainment, as well as the online expense organizer for client billing or tax purposes. No annual fee and 0% APR on new balance transfers for up to 12 months.