ING Direct's rate of interest for their Orange Savings Account is a great 4.50%. ING Direct is FDIC insured just like other banks are but since they are a .com with no physical branches there is little or no overhead. Savings are therefore passed on to their customers - that would be you. No minimum deposit, No hidden fees or service charges and get 24-hour access to your account. Be sure to check out their Electric Orange checking account as well.
 



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